
Homeowner’s insurance is designed to cover private homes and the possessions therein from losses or damage that can occur as the result of a number of devastating events. Homeowner insurance covers most events such as fires, tornadoes and hurricanes. Flood insurance is generally not included and must be purchased separately since floods are a more common occurrence. The
cost of homeowners insurance is generally not taken into consideration by first time homeowners when buying their home, but a significant discount is generally given to homeowners with home security systems installed. The total discount given as a result of homes having security systems differs based upon the features of the system for instance, a system monitored by a central
monitoring station should provide a larger discount compared to one that is not monitored and the amount of coverage purchased initially and the company offering the insurance. In general, homeowners receive a 10 20% discount on their insurance by having a functioning home alarm system installed.
Smart
locks use standard pre drilled holes and are fairly easy to install.

Do something now and it can only stand to benefit all. We need to be thinking about the future of generations to come. We need to take steps to stamp out elder abuse now for if we do not then tomorrow's generation will have much less to look forward to. Elder abuse is real; and those most responsible for this are primarily those in the health and financial industries. It is important for us to know this and identify this in order to start tackling the problem head on. I am going to leave you with a very insightful
reference to check out. One that will introduce you to the new reality of the future. Please see below. Mark Miller: After the Crash, a New Realism Emerges About RetirementBy Mark Miller The huge generation of baby boomers now approaching retirement has been forced to stop kidding themselves. Housing values and stock prices won't appreciate forever. Home equity can't be raided at will to finance expensive
travel and second homes at least not .